Terms of Service

Last updated: [date]

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1. Acceptance of terms

By accessing or using [domain].ca (the "Site"), you agree to these Terms of Service. If you do not agree, do not use the Site.

2. Description of service

[Platform Name] is a referral and lead-matching service. We connect applicants with third-party financing Partners based on information submitted through our application form. We are not a lender, broker, or financial institution. We do not make credit or lending decisions, guarantee approval, or set loan terms, rates, or conditions. All financing decisions are made solely by the Partner you are matched with.

3. Eligibility

You must be at least 18 years old and a resident of Canada to use this Site. By submitting an application, you represent that you meet these requirements and that the information you provide is accurate and complete.

4. No guarantee

Submitting an application does not guarantee that you will be matched with a Partner, approved for financing, or offered any particular rate or term. [Platform Name] makes no representations or warranties regarding the outcome of any application.

5. User obligations

You agree to provide accurate, current, and complete information; not use the Site for any fraudulent or unlawful purpose; and not submit an application on behalf of another person without their knowledge and consent. We reserve the right to refuse service or terminate access for any violation of these terms.

6. Compensation disclosure

[Platform Name] may receive compensation from Partners for referrals, including flat fees, per-lead fees, or commissions on funded transactions. This compensation does not affect the accuracy of the information you provide or your eligibility for financing; it is simply how our service is funded.

7. Intellectual property

All content on this Site, including text, graphics, logos, and design, is the property of [Platform Name] or its licensors and may not be reproduced without permission.

8. Limitation of liability

To the maximum extent permitted by law, [Platform Name] is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or your dealings with any Partner. Our total liability for any claim arising from these Terms or your use of the Site is limited to [nominal amount, e.g. $100 CAD].

9. Indemnification

You agree to indemnify and hold [Platform Name] harmless from any claims, damages, or expenses arising from your misuse of the Site or violation of these Terms.

10. Third-party links and partners

The Site may link to or connect you with third-party Partners. We are not responsible for the content, privacy practices, or conduct of any third party. Your interactions with a Partner are governed by that Partner's own terms and policies.

11. Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

12. Changes to these terms

We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.

13. Contact us

[Platform Name]
[business address]
[contact email] | [phone number]